What to Do After a Car Accident: Your Essential Checklist

A car accident can turn your life upside down in seconds. Whether it’s a minor fender bender or a serious collision, knowing what to do immediately after the crash is crucial. For your safety, your health, and your potential legal rights. This guide walks you through the most important steps to take after a car accident so you can protect yourself and make informed decisions.

Step 1: Prioritize Your Safety and Health

Your main priority should always be the safety of everyone involved. If the accident is minor and it’s safe to do so, move your vehicle out of traffic. Turn on your hazard lights and check for injuries.

If you or anyone else appears hurt, call 911 right away. Even if you feel “fine,” it’s still a good idea to get evaluated by a medical professional. Some injuries (like internal bleeding or concussions) may take a little bit longer to show. 

We understand this can be a frightening and confusing time. Taking care of your physical well-being comes first.

Step 2: Call the Police and File a Report

Always contact law enforcement after a crash, even if it seems minor. A police report can serve as an important piece of evidence later on, especially if the details of the accident are disputed or if an insurance claim is filed.

When officers arrive, explain what happened clearly and truthfully. Avoid speculating or admitting fault. Stick to the facts and let them do their job.

Ask for the report number and how you can obtain a copy, it may be needed later for insurance or legal purposes.

Step 3: Gather Information at the Scene

If you're able to safely move around, collect key information from the scene before vehicles are moved or towed. This includes:

• The other driver’s name, contact information, driver’s license number, and insurance details
• License plate numbers of all vehicles involved
• Manufacturer, model, and color of all vehicles
• Contact information of any eyewitnesses
• The name and badge number of responding police officers

Use your phone to take photos of:

• Vehicle damage
• The position of vehicles
• Road conditions and traffic signs
• Skid marks or debris
• Visible injuries

These details could make a big difference if you pursue a legal claim later.

Step 4: Notify Your Insurance Company

As soon as possible, contact your insurance provider to report the accident. Many companies require prompt notification for coverage to apply.

Stick to the facts and don’t speculate about fault or the severity of your injuries. It’s okay to say that you’re still gathering information or waiting on medical results.

Be aware that anything you say could affect your claim, so it’s wise to avoid giving recorded statements without first seeking legal advice, especially if the accident was serious.

Step 5: Get a Medical Evaluation

Even if you don’t feel hurt immediately after the crash, it’s essential to get checked out by a doctor. Some injuries (especially whiplash, soft tissue damage, or concussions) can take hours or days to develop noticeable symptoms.

Early diagnosis also creates a paper trail that links your injuries to the accident, which may be important if you need to file a personal injury claim.

Keep records of all medical visits, tests, prescriptions, and treatment plans. These documents can help support your case.

Step 6: Document Everything

From the moment the accident happens, keep detailed records of everything related to the incident and your recovery. This includes:

• A journal of how your injuries affect your daily life
• Medical bills and receipts
• Communication with insurance companies
• Lost wages or missed work
• Costs related to transportation, childcare, or household help due to your injuries

This documentation will be extremely valuable if you need to seek compensation.

Step 7: Know When to Speak with an Attorney

If the crash caused serious injuries, significant damage, or complex insurance issues, it’s a good idea to speak with a personal injury attorney. They can help you understand your legal rights, evaluate your case, and handle communication with insurance companies so you don’t have to do it alone.

In Hawaii, because of the no-fault insurance system, your own insurance typically covers medical expenses up to a certain limit. But if your injuries are severe or meet certain thresholds, you may have the right to pursue a claim against the at-fault driver for damages that go beyond what PIP covers.

An attorney can help you determine if your case qualifies and guide you through the next steps.

Step 8: Understand the Legal Timeline

Hawaii has a two-year statute of limitations for filing personal injury claims related to car accidents. That means you have two years from the date of the crash to file a lawsuit, or you may lose your right to compensation.

However, the sooner you speak to a car accident lawyer in Hawaii, the better. Evidence can fade, and memories can become less reliable with time. Prompt action also allows your legal team to communicate with insurance companies on your behalf and protect your rights early in the process.

Step 9: Avoid These Common Mistakes

After an accident, it’s easy to make missteps that can affect your claim. Here are a few things to avoid:

• Admitting fault, even casually
• Delaying medical treatment or ignoring symptoms
• Accepting a quick settlement offer without knowing the value of your case
• Posting about the accident on social media
• Not contacting an attorney when one is needed

By being cautious and informed, you can protect yourself physically, financially, and legally.

Car Accidents Are Stressful, But You Don’t Have to Handle It Alone

Recovering from a car accident can take time, energy, and emotional strength. Between doctor’s appointments, dealing with insurance adjusters, and trying to return to your normal routine, it’s easy to feel overwhelmed.

That’s why many people turn to experienced legal professionals for support. The right team will help you understand your rights, fight for fair compensation, and reduce the stress of the process so you can focus on healing.

You Deserve Answers, Support, and Peace of Mind

If you’re facing the aftermath of a car accident, don’t wait to get help. Whether you’re unsure about your options or ready to take action, an initial consultation with a compassionate attorney can give you the clarity and direction you need.

The legal professionals at Leavitt, Yamane & Soldner have decades of experience helping individuals and families across Hawaii recover after serious accidents. They’re known for treating each client with respect, care, and relentless dedication, and they never charge a fee unless they win your case.

Call 808-537-2525 today for your free, no-obligation consultation. You’ve been through enough. Let someone stand by your side and help you move forward.