Company Vehicle Accident: What Options You Have

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Company Vehicle Accident: What Options You Have

Posted on March 20, 2018

There are many perks and privileges that come with driving a company vehicle. A driver might feel a certain sense of responsibility as they are trusted to do so by their employer. But what happens if you are driving along and minding your own business when, all of a sudden, another driver comes out of nowhere and suddenly you are involved in a serious accident that turns your life upside-down? If you are in your company’s vehicle at the time of the accident, what happens?

Who Pays for the Accident?

company vehicle accidentOne of the first aspects that you want to take a look at is who will cover your injuries, especially if the accident was more serious than you expected it to be. Perhaps the car is insured under your employer’s insurance company, which means that you probably won’t have to worry about much aside from what happens when you are involved in any specific accident. Perhaps there is another party involved in your accident who caused your injuries – then the responsible party will have to pay for your injuries. But what happens if all is said and done and it is determined that you were the responsible party in the accident? If this happens, you might not be off the hook and could be faced with many expenses as you realize that you will have to pay back the company and take care of your own injuries during this desperate time.

Who is Responsible?  

What happens if it is determined that you played some type of role in your accident? Are you responsible or is the company responsible to pay for damages since you were working for them? Judges and attorneys understand the concept of ‘respondeat superior,’ which means that employers happen to be responsible for the actions of their employees as long as they are working in the scope of employment at the time of the accident. For instance, what if your employer sends you out to run errands and you are unfamiliar with the area, so you drive right through a stop sign? If you were running errands and you weren’t off the clock, the employer might be responsible for your accident if you and others have sustained injuries. However, if you decided to take the employer’s vehicle for a spin even though you were not permitted to, and you cause an accident, you could be the one who ends up paying for your injuries as well as anybody else who is injured.

When you are involved in an accident in a company vehicle, one of the best things that you can do is to remember all of the facts of your case and make sure that you remember all of the important details moving forward. Did somebody share liability in the accident? Do you know exactly where the accident took place and every party who was involved? You want to make sure that you move forward with an open mind when it comes to your claim, as these issues can become complex and confusing.

At Edelstein Martin & Nelson, we want to speak to you if you have been injured in a company vehicle accident. Call us today to find out more about how we can help you every step of the way, at 888-208-1810.